最新的 Life, Accident, and Health NY-Life-Accident-and-Health 免費考試真題:

1. What information must be included in the statement accompanying an insurance claim payment made by an insurer?

A) The coverage under which the payment is being made
B) The agent ' s name and address
C) The reinsurance carrier involved
D) A list of all claimants involved

2. Which of the following groups is NOT eligible for the Healthy New York Program?

A) Small employers
B) Working uninsured
C) Large employers
D) Sole proprietors

3. The following statement refers to which type of clause? "We have issued the policy in consideration of the representations in your application and payment of the first-term premium."

A) A contestability clause.
B) A concealment clause.
C) A consideration clause.
D) A whole contract clause.

4. Which of the following producers, who have been licensed for a full biennial period, MUST complete continuing education requirements as a condition of renewing a license in New York?

A) Independent adjusters
B) Personal Lines agents
C) Baggage agents
D) Travel accident agents

5. With regard to Disability Insurance, the waiting period is to

A) determine policyowner ' s eligibility.
B) determine severity of illness.
C) exclude payments for a short-term illness.
D) accurately calculate medical expenses.

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