最新的IFPUG Accredited Financial Examiner (AFE) - AFE免費考試真題
問題1
The difference between the case-basis reserves and the estimated ultimate cost of such recorded claims is known as:
正確答案: B
問題2
is used when the rates for large or usual risks are established almost
entirely by the skill and experience of the rate maker.
entirely by the skill and experience of the rate maker.
正確答案: A
問題3
Average severities projection method uses various claim count and average cost per claim date on either a paid or insured basis.
正確答案: B
問題4
Direct serving loans method requires a system of good internal control and requires that the functions be split between the Accounting Department and the Investment Department. The Investment Department is responsible for promptly supplying the Accounting Department with:
正確答案: C,D
問題5
Procedures for ensuring that the data used by the loss reserve specialist is completed and accurate due to:
正確答案: B
問題6
In many states, a claims-made insurance policy is required to:
正確答案: C
問題7
The maturity of which agreement is fixed by the contract and depends on the needs of the borrower and the willingness of the lender?
正確答案: C
問題8
To realize the effect on the "bottom line," or the net gain from operations, from various transactions, one must consider the amount of any liabilities that are released because of the transaction. Assume a death claim entry as follows:
Death proceeds-ordinary $10,000
Dividends on deposit disbursed 1,000
Cash $11,000
On first appearance, one might think that this will cause the net gain from operations to be $11,000 lower. However, if the policy has a reserve of $3,000, the effect on the net gain is only , because the reserve liability of $3,000 and the dividend liability of $1,000 will no longer be shown on the balance sheet
Death proceeds-ordinary $10,000
Dividends on deposit disbursed 1,000
Cash $11,000
On first appearance, one might think that this will cause the net gain from operations to be $11,000 lower. However, if the policy has a reserve of $3,000, the effect on the net gain is only , because the reserve liability of $3,000 and the dividend liability of $1,000 will no longer be shown on the balance sheet
正確答案: A
