最新的AML Certifications認證 CKYCA考試題庫

問題1

An Ultimate Beneficial Owner (UBO) with a control prong is an individual with:

A. direct ownership greater than a certain percent value.

B. direct and indirect ownership less than a certain percent value who exercises management and operational control.

C. indirect ownership greater than a certain percent value.

D. direct and indirect ownership greater than a certain percent value but who lacks management and operational control.

正確答案: B

說明：（僅 VCESoft 成員可見）

問題2

What is the overall purpose of KYC?

A. To manage the risk posed by Terrorist Financing

B. To manage the risk posed by financial services industry.

C. To manage the risk posed by Money Laundering.

D. To manage the risk posed by customers.

正確答案: D

問題3

The ownership of a legal person is often described as having two prongs. The first one is the beneficial owner, this is the natural or legal person who owns the entity and who benefits from its activities. The second one is called?

A. Controlling Prong.

B. Control Party Prong.

C. KYC Prong.

D. Control Prong.

正確答案: D

問題4

Non-documentary verification is checking the information the customer provides against? (SELECT 3)

A. Credit reports.

B. Email confirmation.

C. Public records.

D. Proprietary databases.

E. Audited Statements.

正確答案: A,C,D

問題5

A KYC analyst is running an adverse media search on a prospective client's directors and learns that one of the directors has been accused of receiving bribery payments. Which step should the KYC analyst take next?

A. Refuse to establish a business relationship with the client.

B. Ask the director for an explanation.

C. Dismiss the finding as immaterial.

D. Escalate the matter to the compliance team.

正確答案: D

說明：（僅 VCESoft 成員可見）

問題6

A physical person assessed as a medium-risk customer makes an extraordinary large cash deposit in his account at a financial institution. The customer is unable to provide an explanation for the large cash deposit. Which action should be taken next?

A. Warn the customer not to repeat such transactions.

B. File a suspicious transaction report as needed.

C. Terminate the relationship with the customer

D. Escalate the customer risk to high.

正確答案: B

說明：（僅 VCESoft 成員可見）

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