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我們對我們的產品非常有信心，所以我們不提供会给客户带去麻煩的產品。
Insurance Licensing Hawaii-Life-Producer 考試概覽:
| 認證廠商: | 夏威夷保險局 (由 Pearson VUE 管理) |
|---|---|
| 考試名稱: | 夏威夷人壽保險代理人考試 |
| 考試代碼: | InsHI_Life01 / OPLife01 |
| 證照有效期限: | 執照透過持續教育維持有效；考試成績可用於申請執照 |
| 實際考試題數: | 96 (85 題計分 + 11 題預試) |
| 考試費用: | $75 USD |
| 支援語言: | 英文 |
| 相關認證: | 夏威夷意外與健康保險代理人考試 |
| 考試時間: | 120 分鐘 |
| 及格分數: | 70% |
| 考試形式: | 單選題 (4 個選項), 線上監考或實體測試中心, 電腦化考試 |
| 推薦課程: | 夏威夷保險應考人手冊 夏威夷考試內容大綱 |
| 考試報名: | Pearson VUE 夏威夷保險註冊 |
| 範例考題: | Insurance Licensing Hawaii-Life-Producer 範例考題 |
| 考試方式: | 實體測試中心或線上監考 (OnVUE) |
| 必備條件: | 夏威夷無強制性考前教育要求；最低年齡 18 歲 |
| 官方大綱網址: | https://cca.hawaii.gov/ins/producers-exam_info/ |
Insurance Licensing Hawaii-Life-Producer 考試大綱主題:
| 章節 | 權重 | 目標 |
|---|---|---|
| 主題 1: 人壽保險 - 一般知識 | ~59% | - 人壽保險條款、附加條款、選擇權與除外責任
|
| 主題 2: 夏威夷保險法律、規則與法規 | ~41% | - 夏威夷特定人壽保險規則
|
最新的 Hawaii Insurance Hawaii-Life-Producer 免費考試真題：
問題 #1
Under current Hawaii law, an owner who enters into a life settlement contract generally has the right to rescind the contract on or before:
A. 10 days after execution
B. 60 days after execution
C. 30 days after execution
D. 15 days after execution by all parties
問題 #2
A Hawaii resident passes the Life insurance producer licensing examination but does not immediately apply for the license. The examination result is generally valid for:
A. 5 years
B. 2 years
C. 1 year
D. 6 months
問題 #3
A Hawaii producer deposits insurance premium funds into a properly designated premium trustee account that earns interest. The producer may retain the interest for personal use only if:
A. the producer reports the interest as taxable income
B. the producer has held a license for at least five years
C. the insurer or person entitled to the funds gives prior written consent
D. the amount of interest is less than $100
問題 #4
An insured under a life settlement transaction has a life expectancy of MORE than one year. A life settlement provider, broker, or authorized representative may generally contact the insured to verify health status no more frequently than:
A. once each week
B. once every three months
C. once each month
D. once every six months
問題 #5
Which of the following is NOT considered insurance as defined by insurance law?
A. A Surety Bond
B. A legal service plan contract
C. An Aircraft policy
D. An Ocean Marine policy
問題與答案：
| 問題 #1 答案： D | 問題 #2 答案： B | 問題 #3 答案： C | 問題 #4 答案： B | 問題 #5 答案： B |
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