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問題 #1

An insurance firm announces it will adopt sustainable practices. To inform sustainable strategy, a company risk analyst researches climate risk. The analyst reviews how climate risk manifests as financial risk through effects on microeconomic company-level risks on various types of companies and institutions. The analyst also identifies possible opportunities resulting from climate risk. Risks and opportunities are presented to senior management.
Which of the following does the analyst cite as an example of how climate risk affects liquidity risk?

A. A company's high-emissions factory is hit with a higher carbon tax that results in asset stranding, which causes the company to have less collateral to use to secure funding.
B. A bank's customers withdraw deposits and draw on credit lines to finance cash-flow needed for recovery after damaging flooding, which increases loan-to-deposit ratios.
C. A mining company that extracts lithium for lithium-ion batteries benefits from higher commodity prices, which increases revenue and profits.
D. A company's warehouse that is damaged by a tornado causes business interruption that results in loss of revenues and profits, which weakens the company's ability to repay loans.

問題 #2

To improve sustainability, a railroad and transportation services company will revitalize its rail network by installing an operating system that reduces idle time. A reduction in idle time will decrease GHG emissions.
To finance this plan, the company will issue green bonds beginning in 2024. The company sustainability director develops sustainability objectives and eligibility criteria to communicate to investors.
The director is fulfilling which core component of the Green Bond Principles?

A. Management of proceeds
B. Use of proceeds
C. Reporting
D. Process for project evaluation and selection

問題 #3

Leaders of an energy company meet to address physical and transition risks to company operations. At the meeting, the CRO recommends a strategy to mitigate physical climate risk to the company. Which of the following strategies will the CRO most likely recommend?

A. Reinforce flood defenses for power plants along rivers.
B. Develop a net-zero plan informed by peer company strategies.
C. Participate in a carbon trading scheme with peer companies.
D. Provide professional development for the local workforce.

問題 #4

A senior portfolio analyst at a global asset management firm performs a portfolio review to identify assets that may be affected by climate risk. Preliminary findings show the firm heavily invests in food and beverage companies with high climate risk exposure due to extreme temperatures and droughts. In a report to senior management, the analyst notes the firm can improve portfolio performance by examining physical risk, as the firm currently focuses primarily on transition risk.
Which approach to examining physical risk at the portfolio level should the analyst recommend?

A. Downscaled global climate modeling
B. "Warming potential" measurement on portfolios
C. Temperature score methodology
D. Best- and worst-in class of an index

問題 #5

The CRO for a large agriculture company reviews reference scenarios as part of an annual climate scenario analysis exercise. The CRO creates a transition risk matrix that compares four different scenarios - W, X, Y,
Z. Scenarios are compared according to scale of emissions cuts and pace of emission cuts. Scale is depicted as business as usual (BAU) to net-zero. Pace is depicted as orderly to disorderly. The CRO uses this matrix to explain transition risk to the company's executive members:

How should the CRO rank the reference scenarios from lowest level of transition risk to highest level of transition risk?

A. Lowest = W; Highest = Z
B. Lowest = X; Highest = Y
C. Lowest = Z; Highest = W
D. Lowest = Y; Highest = X

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