最新的 Maryland Insurance Life-Producer 免費考試真題:

1. The life insurance buyer's guide includes information about all of the following EXCEPT how to:

A) Compare life insurance policy requirements
B) Compare life insurance policy rates
C) Take civil action against an insurer
D) Decide how much life insurance to buy

2. Which life annuity contract feature provides that benefit payments will continue for a minimum number of years regardless of when the annuitant dies?

A) Period certain
B) Installment refund
C) Cost recovery
D) Cash refund

3. The income benefits distributed during the liquidation phase of an annuity contract are normally payable to:

A) The owner
B) The beneficiary
C) The nominator
D) The annuitant

4. A life insurance policy becomes incontestable after it has been in force for:

A) 2 years
B) 3 years
C) 6 months
D) 30 days

5. An applicant for life insurance must be informed that testing for Human Immunodeficiency Virus (HIV) infection is used to help determine:

A) The type of policy that will be issued
B) Whether an insurable interest exists
C) The insurability of the proposed insured
D) The effective date and term of coverage

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