最新的 Maryland Insurance Accident-and-Health-or-Sickness-Producer 免費考試真題:

1. Which type of coverage bases benefit eligibility on the capacity to perform activities of daily living?

A) Long-term disability
B) Medicare supplement
C) Long-term care insurance
D) Major medical expense

2. An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:

A) Must pay the claim within one year of termination of coverage
B) Can refuse to pay the claim because coverage has been terminated
C) Must pay the claim upon receipt of the proof of loss
D) Can refuse to pay the claim under the pre-existing conditions exclusion

3. In Maryland, continuation of medical plan coverage for a handicapped child beyond the age limit stated in the policy may require proof of the child's:

A) Incapacity only
B) Dependency for the first two years of continued coverage only
C) Incapacity and dependency upon reaching the age limit
D) Continued insurability

4. The phrase, "this policy pays $1,800 for hospital room and board expenses," should include the:

A) Minimum daily benefit and the maximum time limit for hospital room and board expenses
B) Minimum daily benefit and the minimum time limit for hospital room and board expenses
C) Maximum daily benefit and the minimum time limit for hospital room and board expenses
D) Maximum daily benefit and the maximum time limit for hospital room and board expenses

5. An insurance producer's license may be suspended or revoked by:

A) The appointing insurer
B) The Maryland Insurance Administration
C) The continuing education course provider
D) The Attorney General

問題與答案：