最新的 Chartered Insurance Professional (CIP) C130 免費考試真題:

1. When brokers are self-regulated, which body enacts the licensing laws?

A) Provincial or territorial government
B) Insurance company with which the intermediary places the majority of business
C) Brokerage or agency in which the intermediary is employed
D) Federal government only

2. Briefly describe an exclusive agency company as a distribution channel that delivers insurance products to consumers.

3. Brenda works as a property and casualty underwriter in an industry that has some staged claims. Her accounts have a poor loss ratio and she has been put on a performance plan. She recently shadowed a senior broker for training purposes. He advised her on qualifying the client to establish whether the client and the brokerage can form a mutually beneficial business relationship.
She has just been approached by a new client, who would be the largest client in her portfolio. Describe what Brenda should keep in mind for her process regarding this client. How can Brenda qualify the client? Provide two questions she could ask if she suspects a moral hazard.

4. Michelle is a new agent who would like to protect herself against possible errors and omissions claims. What should Michelle practice in her interactions with clients and insurers?

A) Offer advice to clients if she thinks it is beneficial, even if it is outside her area of expertise
B) Ensure all communication with clients and insurers is done face-to-face
C) Recommend that clients consult with experts outside the insurance field if a situation calls for it
D) Use close-ended questions with clients at all times

5. Trevor is cutting down a tree in his backyard. The tree accidentally falls onto his neighbour's shed, destroying the roof. Two weeks later, Trevor receives a document from his neighbour suing him for the damages to the shed and its contents. Which document has Trevor received?

A) Damages attestation
B) Statement of defence
C) Judgment notice
D) Statement of claim

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