最新的 Chartered Insurance Professional (CIP) C131 免費考試真題:

1. Why is bylaws insurance used?

A) To cover vacant lots
B) To protect new buildings that comply with the latest building codes
C) To cover projects that can take years to complete
D) To protect wooded lots in the country

2. An insured has a commercial property policy with a $50,000 deductible and a policy limit of $100,000. If the insured suffers a loss of $50,000, how much will the insurer pay?

A) $0
B) $25,000
C) $100,000
D) $50,000

3. After examining an organization's financial statements and accounting records, a broker decides that they would like to take the company on as a client. What did the broker determine during their examination that helped make this decision?

A) The organization has a captive company.
B) The organization is compliant with federal and provincial tax laws.
C) The organization is consistently profitable.
D) The organization has paid policy premiums on time for the last seven years.

4. XYZ Insurer is known for using the first-in principle. If multiple brokers request quotations for a new applicant, how does XYZ Insurer respond?

A) Blocks itself from dealing with other brokers on the risk
B) Negotiates with each broker based on the same terms and conditions
C) Cooperates with the largest brokerage
D) Releases quotes for each broker sequentially

5. Insurance premiums on automobile fleet policies are based on which factor?

A) Overall experience of all drivers
B) Original purchase price of all vehicles in the fleet
C) Driving record of the individual drivers
D) Mechanical condition of a vehicle from one particular fleet

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