最新的 CAMS Certification CAMS7 免費考試真題:

1. A credit institution has been served with a preliminary findings report highlighting major deviations from AML obligations and stating that it faces the possible withdrawal of its banking license.
Which authority could have issued the report?

A) Law enforcement authority
B) A banking sector self-regulatory body
C) AML supervisory authority
D) Financial Action Task Force (FATF)

2. An employee at a financial institution (FI) suspects that one of their co-workers is involved in a financial investment scam syndicate. Which step should be taken next by the employee who has the suspicion?

A) Use the FI's whistleblowing channel to report the suspected employee
B) Conduct an open-source intelligence investigation using artificial intelligence tools to gain more information on the activities of the suspected employee
C) Question their co-worker to determine if their suspicions are correct before reporting to the FI's Human Resources department
D) Warn colleagues and customers of the FI that the employee's suspicious financial investment proposals could be a scam
E) Report the suspected employee to the line manager of the FI to take the required action

3. Why should AML monitoring thresholds be periodically reviewed?

A) Regulations and customer risks may change over time
B) Regulators prohibit threshold adjustments
C) Monitoring systems cannot produce false positives
D) Thresholds never affect alert quality

4. Cryptocurrency-related technologies that can be exploited by money launderers include: (Select Two.)

A) privacy coins.
B) crypto-mixers.
C) small language models.
D) generative copilots.

5. Which of the following are key components of the Know Your Customer (KYC) process? (Select Two.)

A) Verifying the financial crime awareness of the client
B) Collecting necessary documents to verify the veracity of information
C) Asking to provide a list of immediate family members
D) Inquiring about the source of wealth and source of funds

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