最新的 Insurance Licensing Certification Life-and-Accident-and-Health-or-Sickness-Producer-Combo 免費考試真題:

1. The penalty tax incurred for premature distributions from an IRA is:

A) 20%
B) 5%
C) 10%
D) 50%

2. The beneficiary of a life insurance policy is the:

A) Person or entity who has ownership interest in the policy
B) Owner of the cash value fund
C) Person or entity designated in the policy to receive the death proceeds
D) Insurer that issues the policy

3. An insurance producer or advisor in the State of Maryland can be disciplined by the Maryland Insurance Administration for all of the following EXCEPT:

A) Making false or misleading statements about dividends previously paid on similar policies
B) Making a misleading statement about the financial condition of an insurer
C) Using an inappropriate description of a policy to hide the true nature of the policy
D) Filing a complaint on behalf of the consumer with the Maryland Insurance Administration

4. The Maryland State Benchmark Plan applies to which of the following?

A) Medicare supplement plans sold outside the Exchange prior to January 1, 2014
B) Individual Health Benefit Plans sold outside the Exchange prior to January 1, 2014
C) Medicaid plans sold through the Exchange
D) Individual Health Benefit Plans sold through the Exchange

5. One factor in premium determination is the expenses of the:

A) Policy beneficiary
B) Insurer
C) Producer
D) Policy owner

問題與答案：